Now Live on NEAR Mainnet — April 2026
Stablecoin Distribution Protocol

Law-Based Tokenomics.
Production-Ready.
Mainnet Live.

Enforce economic law on-chain. Governance meets execution. Near Intersect Volcano is a stablecoin-driven engine where every flow is fixed, every distribution is recorded, and every withdrawal is earned through time and liquidity. NEAR Mainnet | Prod-Ready — Nothing is assumed. Everything is enforced.

Explore Volcano View Architecture
Supported Assets
USDC / USDT
Stablecoin-only engine
Distribution Model
Enforced Equality
No discretionary payouts
Settlement Basis
Time + Liquidity
Earned, not granted
Execution
Threshold-Triggered
Pressure-based eruption
Investor Visual

Fee Routing, Pool Structure & Exit Flow

Every fee is deterministically routed. Every pool serves a defined function. Every exit is gated by time and performance thresholds.

NIV Investor Visual — Capital Flow Architecture DIAGRAM 01
deposit() USDC / USDT Entry stake_lp() LP Stake / Lock pay_entry_fee() Protocol Fee Capture FEE ROUTER route_fees() Deterministic Allocation ⇌ TREASURY POOL treasury_vault() Long-term reserve 40% of routed fees SETTLEMENT POOL settle_cycle() Earned-basis payouts 35% of routed fees DISTRIBUTION POOL distribute_equal() Enforced equality split 25% of routed fees TIME LOCK check_unlock() Epoch-gated release SETTLEMENT withdraw_earned() Stablecoin to wallet ENTRY RAILS FLOW ENGINE POOL STRUCTURE EXIT FLOW LEGEND: Fee flow Treasury route Distribution route Exit gate Remaining 0% reserved — no discretionary allocation
Whitepaper Diagram

Entry Rails → Flow Engine → Treasury + Settlement

Three protocol layers, each executing a discrete function. No layer assumes the state of another. Execution is enforced, not trusted.

NIV Protocol Stack — Layered Architecture Breakdown DIAGRAM 02
LAYER 1 — ENTRY RAILS Validates, normalizes, and gates all inbound capital. No funds enter the flow engine without passing entry validation. deposit() USDC / USDT ingest validate_asset() Stablecoin whitelist check stake_lp() LP lock + receipt mint pay_entry_fee() Fee capture to router record_entry_event() Immutable on-chain log validates → LAYER 2 — FLOW ENGINE Accumulates pressure, routes fees to pools, monitors thresholds, and triggers distribution events. The protocol's execution core. route_fees() Deterministic split calc_pressure() Accumulation monitor threshold_check() Eruption gate trigger_distribution() Eruption event emit_event() Indexed log output settles → LAYER 3 — TREASURY + SETTLEMENT Final settlement layer. Pools execute payouts, time locks release, and stablecoins transfer to participant wallets. Nothing assumed — all verified on-chain. treasury_vault() 40% reserve hold settle_cycle() Per-epoch cycle close check_unlock() Time-lock verification withdraw_earned() Earned withdrawal only distribute_equal() Enforced parity split ALL LAYERS OPERATE INDEPENDENTLY — STATE TRANSITIONS REQUIRE ON-CHAIN VERIFICATION AT EVERY BOUNDARY
Protocol Architecture Diagram

Full System Mechanics

Every component. Every connection. Every contract function mapped to its role in the system. No black boxes.

NIV Protocol Architecture — Full System Map DIAGRAM 03
USER connect_wallet() NEAR wallet signer PROTOCOL GATEWAY enter_protocol() Auth + entry validation PRESSURE ENGINE calc_pressure() Accumulation + threshold threshold_check() · emit_event() POOL REGISTRY register_pool() USDC + USDT + Treasury pools FEE ROUTER route_fees() 40 / 35 / 25 split treasury · settlement · distribution THRESHOLD MONITOR check_threshold() Eruption gate keeper DIST. TRIGGER trigger_distribution() Eruption event fire USDC POOL pool_balance() USDC liquidity reserve deposit() · withdraw() USDT POOL pool_balance() USDT liquidity reserve deposit() · withdraw() TREASURY treasury_vault() 40% reserve SETTLEMENT LAYER settle_cycle() Epoch-close payout execution check_unlock() · withdraw_earned() USER WALLET receive_stablecoin() USDC / USDT final transfer EVENT LOG record_event() Immutable audit trail All state transitions logged KEY: Pressure flow Settlement flow Pool route Trigger signal Audit log Every function label maps 1:1 to on-chain contract calls — no abstraction
Protocol Principles

Six Laws That Cannot Be Overridden

These aren't guidelines. They're invariants baked into every contract function, enforced at the execution layer.

LAW — 001
Every flow is fixed
Fee routing percentages are protocol constants. No governance vote can adjust allocation mid-cycle. 40/35/25 is the law, not a suggestion.
route_fees()
LAW — 002
Every distribution is recorded
All distribution events are emitted as indexed on-chain logs. Every payout, every allocation, every epoch close is immutable and queryable.
record_event()
LAW — 003
Every withdrawal is earned
Withdrawals require time-lock satisfaction and liquidity contribution proof. No instant withdrawals. No discretionary unlocks. Earned basis only.
withdraw_earned()
LAW — 004
Pressure builds, then explodes
Capital accumulates in pools until threshold is reached. At threshold, eruption triggers—distributing value with enforced precision across all participants.
trigger_distribution()
LAW — 005
Equality is enforced, not assumed
Distribution pool payouts are calculated pro-rata with on-chain enforcement. No operator can allocate more to one participant. The contract settles impartially.
distribute_equal()
LAW — 006
Stablecoins only, always
The protocol accepts USDC and USDT exclusively. No volatile assets. No price oracle dependency. Value flows are denominated in dollars from entry to exit.
validate_asset()
⚡ Mainnet Live

The volcano has erupted.

Mainnet is live on NEAR Protocol. Enter the protocol now and earn through time and liquidity — economic law enforced on-chain.

NO SPAM. LAUNCH NOTIFICATION ONLY.